Author Archives: Luke Ford

About Luke Ford

Raised a Seventh-Day Adventist at Avondale College in Australia, Luke Ford moved to California in 1977. He graduated from Placer High School in 1984, reported the news at KAHI/KHYL radio for three years, attended Sierra College and UCLA, was largely bedridden by Chronic Fatigue Syndrome for six years, and converted to Judaism in 1993. From 1997-2007, Luke made his living from blogging. Living by Beverly Hills (Alexander90210.com), he now teaches the Alexander Technique (moving the way the body likes to move). Lessons cost $100 each and last about 45 minutes. In 2011, Luke completed a three-year teaching course at the Alexander Training Institute of Los Angeles. His personal Alexander Technique website is Alexander90210.com. Luke is the author of five books, including: » The Producers: Profiles in Frustration » Yesterday’s News Tomorrow: Inside American Jewish Journalism

The Mortgage Meltdown In Prince George County

The average black IQ in the United States is 85. That’s the highest average black IQ in the world because American blacks, on average, are 25% white. The average latino IQ in the US is 89, the average white IQ … Continue reading

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How Much Equity Do You Need In Your Home To Refinance?

There is no simple number for an equity percentage that will allow you to refinance but 20% is usually a good beginning. If your home is worth a million dollars and you have a $800,000 mortgage, you are in the … Continue reading

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What Are The Risks With A Mortgage Refinance?

The world is always trying to take your money and assets away. The world is always trying to take your house away. If you act stupidly, it is easy to lose everything. And these rules apply to the mortgage refinance … Continue reading

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How mortgage modifications can affect your credit score

A mortgage modification is meant to make a loan payment more affordable for a homeowner at risk of foreclosure or with a loan with high payments and interest. The homeowner and lender come to an agreement to alter the terms … Continue reading

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When You Fall Behind On Your Mortgage Payments

If you fall behind on your mortgage payments and can`t get caught up, you could be on the road to foreclosure. However, there may be options before you get that far, including selling your home in a short sale. Foreclosure … Continue reading

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New Homes for Sale in London in 2013

London has the distinction of being one of the liveliest cities of the world. It is a hub of activities and hundreds of thousands of people dream of spending their lives in London. As a result, property is scarce in … Continue reading

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5 Things in Store for the Indian Real Estate Market In 2013

2012 was a nightmare for the real estate market in India. With property price dipping, the investors were not keen, but even that did not show any signs of purchase by the buyers. This scenario is likely to change in … Continue reading

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Was Fraud At The Center Of The Financial Crisis?

The world economy crashed in 2008. What caused this crash? I’m watching the PBS Frontline story of January 22, 2013 about why no Wall Street executives went to prison for this. The first sentence says: “Fraud and potential criminal conduct … Continue reading

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FHA Mortgages Rise In Price

Another government housing program has had to reduce its subsidies. The free market has been constantly under attach by government intervention over the past 20 years but reality wins out. FHA mortgages are steadily getting more expensive and private sector … Continue reading

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Housing And Higher Education Bubbles

From Pragertopia: “Prager H1: Dennis talks to Glenn Reynolds, professor of law at U. of Tennessee and founder of Instapundit, one of the most read conservative blogs on the Internet. His new short books for Encounter Broadsides are: The Higher … Continue reading

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