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	<title>Refinance Home Mortgages &#187; northwestern university</title>
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	<description>The Refinance Mortgage Blog</description>
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		<copyright>Luke Ford</copyright>
		<itunes:author>Luke Ford</itunes:author>
		<itunes:summary>The Refinance Mortgage Blog</itunes:summary>
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		<title>When To Give Up Your Home To The Bank</title>
		<link>http://www.refinancemortgagenow.net/blog//2009/11/23/when-to-give-up-your-home-to-the-bank/</link>
		<comments>http://www.refinancemortgagenow.net/blog//2009/11/23/when-to-give-up-your-home-to-the-bank/#comments</comments>
		<pubDate>Tue, 24 Nov 2009 00:26:26 +0000</pubDate>
		<dc:creator>Luke Ford</dc:creator>
				<category><![CDATA[Banks]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[fannie mae]]></category>
		<category><![CDATA[freddie mac]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[guiso]]></category>
		<category><![CDATA[los angeles times]]></category>
		<category><![CDATA[negative equity]]></category>
		<category><![CDATA[northwestern university]]></category>
		<category><![CDATA[sapienza]]></category>
		<category><![CDATA[zingales]]></category>

		<guid isPermaLink="false">http://www.refinancemortgagenow.net/blog//?p=4922</guid>
		<description><![CDATA[<p>Tens of thousands of people remain in homes that are underwater, that is, their mortgage is more than their home is worth. They&#039;re drowning. Yet they stay. Why?</p>
<p>It depends on how much people owe versus how much the home is worth.</p>
<p><a href="http://www.refinancemortgagenow.net/blog//2009/11/23/when-to-give-up-your-home-to-the-bank/" class="more-link">Read more on When To Give Up Your Home To The Bank&#8230;</a></p>
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