Category Archives: Good Credit

Buying A Home Is Harder These Days

The Des Moine Register reports about the new harsh reality: Lenders are making more requirements of borrowers. They want higher credit scores and more money down and more proof of income. Mortgage defaults have forced banks to write down about … Continue reading

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A few tips to consider when thinking about refinancing your home …

From the Yakima Herald: * Do check out your current interest rate. The general rule of thumb is that an interest rate should drop at least a full percentage point for the maximum benefit. * Do check your credit. Your … Continue reading

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Lenders fight over those with good credit ratings

Eileen writes: Remember trying to refinance during the real estate boom? You were lucky if your broker or lender returned your calls within two weeks. How that has changed since the bust of the subprime market last year. Traditional borrowers … Continue reading

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