Category Archives: Home Insurance

Why Didn’t These Mortgages Need Insurance?

From DallasNews.com: WASHINGTON — If the problem threatening to take down the economy is bad mortgages, then why isn’t mortgage insurance taking care of it? In the 1980s and 1990s, most homebuyers could not get a mortgage with a down … Continue reading

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Your Credit Score Affects Your Insurance Score

Sara Henderson White writes LJWorld: Before you open another credit card think about this: I received a form letter saying that my auto/home insurance rates went up because my insurance score, which takes into account my credit rating, was not … Continue reading

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Analyzing Your Home Insurance

NBC17.com reports on home insurance details. Here are some things typically covered:  Fire, wind events, most personal belongings and water damage from a pipe bursting inside your home are all covered. Things like mold, flood waters, termites and more than … Continue reading

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How Much Home Insurance?

Most people don’t seem to pay much attention to their home insurance until it is too late. Here’s a good article from the Montgomery Advertiser: The tornado that passed through Prattville last month left not only devasta­tion but also taught … Continue reading

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Finding Home Insurance In South Florida

Julie Patel writes about the South Floridians hunt for alternative forms of home insurance. Think about surplus-lines companies and self-insurance pools. Surplus lines and condo self-insurance pools aren’t subject to Florida rate regulations, so they may be cheaper. Another perk … Continue reading

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That ‘Acts of God’ Clause In Your Home Insurance

Joy Howe writes from North Augusta, SC that insurance agents are swamped with claims of severe damage of trees through their houses…down to moderate damage of fence posts knocked down. But, some things aren’t covered…and an "act of God" clause … Continue reading

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How About Umbrella Coverage?

The New York Times presents a vivid horror story: Your car runs into a Mercedes that is driven by a rich guy. He’s hurt so badly that he can’t go back to work. A jury gives him millions of dollars. … Continue reading

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Bailing Out Insurers

From the Fort Worth Star Telegram, a report on skeptical consumer advocates regarding help for insurers. The last time the state of Texas made some changes to the home insurance market, rates stayed high and coverage fell. Now they’re crying … Continue reading

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How Much Home Insurance Do You Need?

According to this report, most home owners have less than adequate home insurance: One would think that America would have enough home insurance these days. After all, with wildfires sweeping the Southwest and Hurricane Katrina wiping out swaths of the … Continue reading

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Home Insurance Increasingly Popular

March 24, 2008 Over the past five years, many natural disasters have ravaged homes across the United States. Without the proper type of insurance, these homeowners find themselves in a lot of trouble. For this reason, home insurance coverage is more popular … Continue reading

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