Tag Archives: origination fees

Credit Scores

I’m reading the book Mortgage Confidential: What You Need to Know That Your Lender Won’t Tell You by David Reed. On page 138, he notes when two people apply for a loan, lenders may use the score of the person … Continue reading

Posted in Banks, credit scores, mortgage | Tagged , , , , , , , , | Comments Off on Credit Scores

Reverse Mortgages & Other Bruises

Reverse mortgages are a way that old people without cash can get some money. They can tap into their home equity and get tax-free money. The lender pays the owner every month or in one big sum etc… When is … Continue reading

Posted in Reverse Mortgage | Tagged , , , , , , , , , , , , , , , , , , , | Comments Off on Reverse Mortgages & Other Bruises

Wanna Refinance Mister?

When the Federal Reserve started cutting interest rates last year, analysts expected a ton of applications for refinance. It hasn’t happened yet. It still might. What do you need to refinance in this tight-credit climate? A great credit score. Get … Continue reading

Posted in Refinance | Tagged , , , , , , , , , , , , , , , , , , , | Comments Off on Wanna Refinance Mister?

Time To Refinance

There are some basic questions you need to answer. Depending on your situation, it may be time to refinance. Here’s one perspective:   What is the interest rate on your current mortgage? What is the term of your current mortgage … Continue reading

Posted in Articles | Tagged , , , , , , , , , , , , , , , | Comments Off on Time To Refinance